ABOUT US
Decades of Experience.
A Relationship Built to Last.
C&R Wealth Management is a relationship-first financial planning firm based in Irvine, California. Founded by Chad Chatham, who has been serving clients for nearly 30 years, the firm has grown into a multigenerational practice built on trust, transparency, and attentive personal service.
When you work with C&R Wealth Management, you work with dedicated advisors who know your name, understand your goals, and are committed to walking alongside you through every stage of your financial life.
FIRM STORY
A New Chapter
C&R Wealth Management represents an exciting new chapter for our firm and our clients. For close to three decades, Chad Chatham has built a financial planning practice rooted in deep client relationships and disciplined investment management.
Over the past ten years, Ryan Szwast has been part of every aspect of that work. Chad personally mentored Ryan in the philosophy and values that have defined this firm. The rebrand to C&R Wealth Management reflects what has already been true in practice: this is a team built for the long term.
For our clients, nothing changes except the name. Chad has no plans to step away. He loves this work, and he looks forward to continuing to serve alongside Ryan for years to come.
WHO WE SERVE
We work with you.
Our clients value deep relationships, personalized guidance, and a team that is accessible when it matters most.
Physicians and Attorneys
Professionals managing the financial complexity that comes with demanding careers need a trusted partner, not a call center.
Business Owners
Whether planning for growth, succession, or sale, business owners benefit from disciplined, forward-looking financial strategy.
Corporate America
Executives and professionals who need to manage compensation, equity, and long-term wealth-building alongside a busy career.
Retirees and Pre-Retirees
Clients who want to understand exactly where they stand and build a plan that supports the life they have worked toward.
Multigenerational Families
Clients who have trusted us for decades and introduced their children and grandchildren. We know your family story.
Life In Transition
Individuals navigating divorce, loss of a loved one, or a significant inheritance deserve clarity and a steady hand.
WHAT SETS US APART
What sets C&R Wealth Management apart.
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A Team Approach
You work directly with experienced advisors who know your situation. Continuity, depth of perspective, and a second set of eyes on every decision.
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Individual Portfolios, Not Templates
Every portfolio is built specifically for you. We start with your situation, risk tolerance, time horizon, and goals. We build from there.
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50+ Years of Market Experience
We have been through many different market conditions. The tech boom of the 1990s, the early 2000s downturn, September 2001, the 2008 financial crisis, and extended periods of high inflation. That history informs how we think, how we plan, and how we talk with clients when markets are good, as well as difficult.
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A Process Built Around You
We start by listening. Then we plan, recommend, implement, and follow up consistently. At every stage, you know what is happening and why.
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Real Access, Every Time
No phone trees. No chatbots. No “press 2” for a real person. At C&R Wealth Management, when you call you reach us. By design.
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Education as a Core Value
We take the time to explain your plan, your investments, and the purpose behind every recommendation. You should truly understand your financial picture, not just receive a report.
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Multigenerational Trust
Our clients stay for decades and bring their children and grandchildren to us. This is the natural result of relationship-building and consistent service.
SERVICES
Comprehensive planning, Personalized for you.
Every service we offer is built around your individual financial picture. No cookie-cutter models. No templates. Each client receives a plan that reflects their goals, their timeline, and the life they are working toward.
Personalized Financial Planning
Detailed plans that help you see your financial picture one year, five years, and 20 years out. A living roadmap we revisit with you as life evolves.
Investment Management
Individual portfolios built around your goals and risk tolerance. Active management guided by quarterly investment committee reviews.
Retirement Income Planning
Social Security timing strategies, Medicare guidance, and an income plan designed to support the lifestyle you have worked toward.
401(k) and Employer Plans
We help businesses develop and manage 401(k) plans and employees understand and manage their workplace retirement accounts.
Estate Planning Coordination
Collaborating with your estate planning professionals to ensure your financial plan reflects your wishes for the people you care about.
Life Transition Planning
Guidance through divorce, loss of a loved one, sudden inheritance, and other significant transitions that reshape your financial picture.
Risk Management & Insurance Planning
We help clients evaluate their exposure to life's uncertainties and put appropriate risk management in place.
You have a C&R Wealth Management advisor.
When it comes to planning and investing, you are not on your own.
We are grateful for the trust our clients place in us, and we do not take that responsibility lightly. Every person who walks through our door or calls our office matters to us. We meet clients where they are: in our Irvine office, at their home or place of business, or virtually from anywhere in the country.
